Who runs LivingInSg
I do. Dropping the third-person voice for a minute.
A fight with my wife about bank interest rates is why this site exists. She asked me to figure out the best deposit rate across every Singapore bank. I thought: why do this once when I can build something that answers it forever? So I built it, over a cup of coffee, and put it online.
I'm a Singapore-based software engineer running this pseudonymously. It started as my personal spreadsheet. It went public the day I realised every comparison site in Singapore leads with a promotional max-rate headline, not the rate a salaried person actually clears each month. That gap is the whole point of the site.
What I am not: a licensed financial adviser. I don't hold a Monetary Authority of Singapore (MAS) representative licence, and nothing here is personalised investment advice. Everything on LivingInSg is informational. Before you move a single dollar, open the bank's official product page and verify the figure yourself. I link the source on every rate to make that fast.
Wife hasn't asked again.
Editorial independence
- No affiliate partnerships. Outbound links to banks are direct, non-tagged URLs. LivingInSg earns nothing when you open an account.
- No advertising. The site carries no display ads or sponsored placements.
- No sponsored content. No bank, broker, or platform has ever paid for coverage, and none will.
- No paywalls. Every page is free and served without a login.
What LivingInSg covers
12 Singapore bank savings accounts (OCBC 360, DBS Multiplier, UOB One, Standard Chartered Bonus$aver, Bank of China SmartSaver, CIMB FastSaver, Trust Bank, GXS, Maybank SaveUp, HSBC Everyday Global, UOB Stash, Citi Wealth First), the current 6-month Singapore T-bill, the current Singapore Savings Bond tranche, and the best promotional fixed deposits at 3M, 6M, and 12M tenors.
Contact
Feedback, corrections, and rate tip-offs are welcome at [email protected]. If you spot a stale rate, a mis-tagged source, or a missing bonus category, please write.
Related
- Methodology: how rates are sourced and how realistic vs. maximum EIR is computed.
- Changelog: reverse-chronological log of every data update.